When someone else's actions lead to your injuries, that person is considered to be negligent. If those injuries led to costs such as medical bills and lost wages, then you might want to consider filing a personal injury case. After all, most personal injury cases hinge on proving negligence. Your first step will be to contact a personal injury attorney, but before you do that, you might want to browse this website and learn a little more about personal injury law and personal injury attorneys, in general. We've provided plenty of helpful articles to ensure you are well-informed, so start reading.
What To Do If Car Insurance Won't Pay
Car accidents can happen at any time without notice. Even if you are not at fault for an accident, you may find yourself forced to shoulder the cost of repairs and damages. You could be found not at fault for an accident but still find that insurance simply isn't paying up.
So, what should you do if auto insurance is not paying? This is what you need to know.
Auto Insurance May Deny Your Claim
There are several reasons why an auto insurance company will deny your claim after a car accident. In many cases, an insurance company may believe that your insurance claim simply lacks stability or merit. Simply put, the company does not believe that it owes you money. It may have examined the case in a way that implies you were at fault.
Additionally, your auto insurance company may determine that your policy did not cover this specific type of claim. For example, your vehicle may have been hit during tumultuous weather, and the insurance company could claim that the weather was responsible. Due to this, the weather's involvement could mean that you don't receive the funds you believe you deserve.
Your claim could also be denied because of something like a policy lapse or failure to notify the insurance company about the accident in time.
You May Need to Draft a Demand Letter
It is a good idea to draft a demand letter if you suspect that your insurance company is not paying you what you deserve or if the at-fault insurance company is not paying what it owes you. If you don't have the experience writing these letters, you may seek assistance from an attorney. Attorneys send these letters often, so they can help you draft one that is compelling and lays out all the facts.
You May Need to Go to Court
If the insurance company refuses to pay or does not respond to your claim, it may be time to take the case to court. With an attorney, you can make your case in court that you deserve compensation for the accident.
Contact a Personal Injury Attorney
It is crucial that you speak with a personal injury attorney if insurance is not paying its fair share. You may have a strong personal injury case on your hands. Call an attorney today to discuss your options for getting the compensation you deserve.
If you have more questions, be sure to contact personal injury lawyers near you.