Why You Must Fight For A Large Commercial Vehicle Settlement
When you are involved in an auto accident with a commercial vehicle, you might assume that you will be able to receive a large settlement. After all, commercial vehicle insurance typically has a much higher limit. However, because commercial insurance providers will fight harder to have your claim denied, you will need help from a commercial vehicle wreck attorney.
The Value of Your Case Is Based on Your Injury
Even with a high insurance cap, the insurance provider will only pay you for damages that you are able to justify. If your injuries were minor, you will only receive a higher settlement if your commercial vehicle wreck attorney can come up with a justification.
For example, if you are able to prove that you suffered from psychological trauma as a result of the accident, you may be able to receive compensation if you find that your mental trauma affects your day-to-day life and if you find yourself unable to drive after the accident.
When Your Claim Is Worth a Lot
If you have suffered extreme damages (and therefore costs), the commercial insurance provider will be much more thorough as they address your case to look for a justification to deny your claim.
The driver will also be more likely to claim they are not at fault because they may risk being terminated or suffering other consequences if it turns out that they caused the accident. In some cases, the driver might even lose their commercial license.
Your settlement will be even lower if the other party is able to argue that you were more at fault for the accident than the commercial driver. The more that you are considered at fault, the lower your settlement will be. Your insurance provider may even be forced to compensate the other party if you don't work with an experienced commercial vehicle wreck attorney.
An attorney will investigate how the accident occurred and will gather evidence that may prove that the other driver was negligent. The attorney may be able to obtain information that you wouldn't have access to such as the fact that the driver didn't have a commercial license at the time. Alternatively, the driver might have been transporting a cargo that was too heavy or might have been driving for an excessive number of hours. In extreme cases, your attorney might assist you in pursuing punitive damages. Contact a commercial vehicle wreck attorney for more information.